Content Written By: Raphael Kaye - Last Updated: 11/04/2025
Whatever your reasons for wanting to sell your house quickly, we’re here to help. It’s not just about making a quick sale—it’s about making a real difference to your life so you can move on to more important things without dealing with months of stress to get there.
Here, you’ll find out about selling your house to a cash buyer, what it entails, why you may or may not choose to go down this route and, if you’re interested, how to do so with The Property Buying Company.
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You’re probably asking yourself if selling your property to a cash buyer is a worthwhile thing to do. Don’t worry, it’s a legitimate question and one that many people ask—mainly because they know it’ll likely mean the final sale value will be lower than the expected market value of their property.
Sure, this is true in most cases, but the big draw of selling to a cash buyer is selling at speed. It’s not the right process for everyone and we’ll be the first to admit that, but it’s the perfect solution for those who value their time over the amount they’ll have in their bank account after completion.
In an ideal world, we’d all get full market value for the properties we sell, but circumstances can often influence our best courses of action. Whether or not selling to a cash buyer is worth it to you depends on your personal situation—if you need to sell quickly before a certain date, it could work out well for you, but if you’d rather wait it out and sell on the open market for potentially 100% market value, it might not be the service for you.
Official government statistics from the House Price Index show that, as of January 2025, the difference between average house purchase costs via cash and mortgages is perhaps not as significant as you think. Mortgage sales came in at an average of £278,036 across the UK, while cash sales came in at £255,804.
It’s important to weigh up your options and understand what’s most important to you before you make a call. Let’s take a look at what selling to a cash buyer involves so you can decide if it’s right for you.
People use quick sale services like ours for a range of reasons and we can honestly say that no two sales are the same. Here are some of the most common reasons homeowners turn to our experts at The Property Buying Company to sell their homes:
An arranged sale has fallen through, e.g. broken chain
In the process of divorce
Relocating to a new area
Inheritance/probate
In need of some equity release
Indeed, broken property chains are more common than you might think. They can be incredibly frustrating and stressful, so we try to help where we can as a cash buyer to make sure you can still go ahead with your move. It might well mean accepting an offer under the market value of your property, but for what you lose in money, you make up in time, convenience and peace of mind.
“My husband and I contacted The Property Buying Company back in November as our chain had collapsed due to the market drop.”
“We had already put a deposit down on our new build and having owned Chester Road since the 80s we were willing to take a reduction to not miss out.”
Date of experience: December 01, 2022
Whether it’s a quick exit from a difficult situation or a quick sale that means the purchase of another property can still go ahead, selling to a cash buyer can be an ideal solution. With us, it means you get a guaranteed sale with only a single viewing, as well as having removals arranged and getting your costs covered (yes, that includes solicitor fees, too).
Add to that the fact that we can even help you find a rental property or a mediator between partners if needed and you’ve a got a whole host of benefits when it comes to selling to a cash buyer.
Even if you don’t go ahead with the sale via a house buying service like ours, your initial offer will still be entirely free—get in touch now to enquire about yours:
If selling to a cash buyer is not the best route for you, there are other options, of course. You can go down the traditional route and sell on the open market, which is a good option if you’re aiming to get full market value for your house, although it’s never guaranteed.
Another option is to look at auctioning off your house via a professional auction service—this is a viable route for a relatively quick sale, too, but there are fees to pay and details to organise weeks in advance if you are to get it listed locally.
Here’s how they stack up to help you make the right decision according to your circumstances:
Sales Option | Amount You Pay | Amount You Receive | Average Sale Time | Considerations |
---|---|---|---|---|
Estate Agent | £1-5k (1-3% Commission) | 80-100% | 16-52 Weeks | Possible chain breaks |
Auction | £2.5-5k | 50-100% | 6-10 Weeks | No guaranteed sale |
The Property Buying Company | £0 | 80.39-93.14% | 2-3 Weeks | Lower than typical market value |
It’s simpler than you might think to sell to a cash buyer like us—all you have to do with The Property Buying Company is submit an enquiry by entering your postcode so we can check the eligibility of your property first.
You’ll be asked a few questions to help us make a quicker and easier assessment of your property and you’ll get an offer within 24 hours.
Oh, did we mention it’s no obligation as well? You’re not tied to anything, so you can take your time to consider your offer and whether or not it’s right for your circumstances.
You can find out more about how the cash house buying process works here or by watching the video below. You can also discover more about our company and our values here.
“As a cash buyer, we offer something unique. We can guarantee a house sale within a set timeframe, providing peace of mind for our customers.
“Unlike traditional estate agents, where sales can fall through due to mortgage issues or sudden market shifts, we’re always ready to step in and buy with cash—no chains, no uncertainty.”
Karl McArdle, CEO and co-founder
You can rest easy and, indeed, take our customers’ words for it that we’re not in the business of pushy sales here—at the end of the day, it’s about getting what’s right for you and your circumstances.
Our real-world customer stories are all testaments to how our service and our experts can fit into your selling process and make it as stress-free as possible.
✔ Bought over £186 million worth of properties in 5 years.
✔ Fastest sale possible in 7 days.
✔ 2.5 months faster than estate agent sales.
✔ We cover selling & legal fees.
Take Mel in Bradford, for instance, who faced repossession of her home and got in touch with us to see what her options were and get a cash offer. She was nervous at first, but we quickly put her mind ease with an offer she was happy with and proceeded to handle everything from the solicitor’s fees to the removal process for her—the whole sale was completed within two weeks.
You can read more of our real customer experiences on Trustpilot or in our Customer Stories here.
If this sounds like a service that could help you, simply enter your postcode below to get your free offer within just 24 hours:
If you’d like to know more about selling your house for cash, feel free to read some of our guides to help you make a decision:
Some of our most common questions come from sellers like you, who quite rightly want straight and honest answers about their sale and, indeed, their property. We understand there can be an emotional element to a property sale, so we take time to understand your needs and how we can help you instead of rushing into a rapid sale, which would be in nobody’s best interest.
We will, indeed—our property experts will research the local market to see how much your house is worth. We can't offer full market value, but we can guarantee you a fair price with no nasty surprises.
Yes, we are. We are regulated and are members with both The Property Ombudsman and NAPB. We are on top of any new regulations and train our team members to be up to date with both authorities. We also have our own cash reserves at the ready and don’t rely on any external investors.
We sure will. If you are happy with our initial offer, we will send out one of our Regional Managers to visit your property. They will be able to confirm the offer and get all the relevant documents sorted there and then.
The National Association of Property Buyers is a group of professionals committed to providing the highest possible standards within the property buying sector, and The Property Ombudsman is an independent and free service for resolving disputes between customers and property agents.
We're members of both!
Well, yes!
A cash buyer makes the process of buying and selling a home much quicker, it cuts out a major time-consuming element, which is the mortgage approval.
We would love to say no, but it does occasionally happen - although we want to stress, it's rare!
Buying a property isn't like buying a loaf of bread, and although we do everything we can, there is the odd occasion where a purchase will fall through. This is typically because something is pointed out in the survey that we just can't overcome, however, we have alternative options that we will always try before letting the purchase collapse.
We say 7 days, because if we really need to and everything aligns, then we can purchase homes that quickly - and have done even quicker in the past.
However, typically most people can't move that quickly, and we would generally say our average time is around 2-3 weeks, mainly due to customer requirements.
We would like to think there are many reasons, but the thing we pride ourselves on most is our transparency and customer service. We offer a hassle free, up front option, without the pressure sell.
You just have to take a quick look at our Trustpilot to find out what customers think of us!
You can read more of our FAQs here to find out more about our business and services.
11/04/2025 - Content rewritten by Raphael Kaye
11/04/2025 - Content updated in line with Editorial Guidelines (Reviewed by Mathew McCorry)